What happens if I am invested in a loan that goes into default?

Defaults

We will work to recover any outstanding capital and interest from the Borrower. The strategy to achieve this will vary depending on the scenario. As a first step, AltX generally works with the Borrower to coordinate an orderly exit from the loan.

If this is not achievable, AltX may consider alternative forms of enforcement (e.g. appointment of a receiver or manager or selling a property as a mortgagee in possession).

AltX works with a panel of experienced professionals who assist in facilitating this process.

All proceeds from the sale of the security properties, net of 3rd party enforcement and recovery costs, are payable to the SPV.

AltX will provide ongoing communication throughout this process to ensure investors are kept informed about their investment.

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN 618 796 115, AR 1270087) is an authorised representative of AltX Funds Management Pty Ltd (ACN 113 502 604, AFSL 291314). This information has been prepared for wholesale clients who are interested in learning about investment products available through AltX.

* Past performance is not an indicator of future performance. Expected or forecast returns may not reflect actual performance. Any potential investments displayed are for illustrative purposes only and may not be available to investors.

The information provided is general information only and does not take into account your objectives, financial situation or needs. It does not constitute personal financial advice. Before making an investment decision, you should consider obtaining independent financial advice, read the relevant disclosure documents available on the AltX investment platform and ensure you understand the risks associated with the investment.

This information is not an offer, solicitation or recommendation to invest. AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority (APRA). Investments through AltX are not bank deposits and carry investment risk.

© 2026

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN 618 796 115, AR 1270087) is an authorised representative of AltX Funds Management Pty Ltd (ACN 113 502 604, AFSL 291314). This information has been prepared for wholesale clients who are interested in learning about investment products available through AltX.

* Past performance is not an indicator of future performance. Expected or forecast returns may not reflect actual performance. Any potential investments displayed are for illustrative purposes only and may not be available to investors.

The information provided is general information only and does not take into account your objectives, financial situation or needs. It does not constitute personal financial advice. Before making an investment decision, you should consider obtaining independent financial advice, read the relevant disclosure documents available on the AltX investment platform and ensure you understand the risks associated with the investment.

This information is not an offer, solicitation or recommendation to invest. AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority (APRA). Investments through AltX are not bank deposits and carry investment risk.

© 2026

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN 618 796 115, AR 1270087) is an authorised representative of AltX Funds Management Pty Ltd (ACN 113 502 604, AFSL 291314). This information has been prepared for wholesale clients who are interested in learning about investment products available through AltX.

* Past performance is not an indicator of future performance. Expected or forecast returns may not reflect actual performance. Any potential investments displayed are for illustrative purposes only and may not be available to investors.

The information provided is general information only and does not take into account your objectives, financial situation or needs. It does not constitute personal financial advice. Before making an investment decision, you should consider obtaining independent financial advice, read the relevant disclosure documents available on the AltX investment platform and ensure you understand the risks associated with the investment.

This information is not an offer, solicitation or recommendation to invest. AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority (APRA). Investments through AltX are not bank deposits and carry investment risk.

© 2026

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN 618 796 115, AR 1270087) is an authorised representative of AltX Funds Management Pty Ltd (ACN 113 502 604, AFSL 291314). This information has been prepared for wholesale clients who are interested in learning about investment products available through AltX.

* Past performance is not an indicator of future performance. Expected or forecast returns may not reflect actual performance. Any potential investments displayed are for illustrative purposes only and may not be available to investors.

The information provided is general information only and does not take into account your objectives, financial situation or needs. It does not constitute personal financial advice. Before making an investment decision, you should consider obtaining independent financial advice, read the relevant disclosure documents available on the AltX investment platform and ensure you understand the risks associated with the investment.

This information is not an offer, solicitation or recommendation to invest. AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority (APRA). Investments through AltX are not bank deposits and carry investment risk.

© 2026

AltX Funds Management Pty Ltd