There are a number of key investment risks that any investor should be aware of prior to using AltX. The Website facilitates the subscription for Notes in Special Purpose Vehicles owned by AltX (“Notes”).

Subscribing for Notes through AltX is not without risk. Below we summarise the general risks associated with subscribing for Notes. There may also be other risks which are specific to a Note you subscribe for or its corresponding underlying loan agreement for any given transaction.

AltX is not a bank, and is not regulated by the Australian Prudential Regulation Authority (APRA). Investment in its products is not covered by the Australian Government’s Financial Claims Scheme (colloquially known as the ‘Government Bank Guarantee’ which covers deposits up to A$250,000 per depositor, per bank).

As with all investment products, there are risks in investing in AltX’s products.

Investing in the products offered by AltX is not the same as depositing money in a term deposit offered by a bank. Investing in AltX products has a higher level of risk compared to investing in a bank term deposit.