Rethinking access to capital

August 30, 2021

August 30, 2021

August 30, 2021

Rethinking access to capital

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Time to rethink access to capital? Where banks are failing to deliver, private investors are beginning to reap the benefits.

Amazon. Airbnb. Uber. These companies all have one thing in common. They use technology to simplify parts of our lives – the way we shop, holiday and travel. And now AltX is simplifying the way we invest.

In a fast-moving market, borrowers are finding it harder to work with the banks. At the same time, investors are looking for more reliable returns, without risking their hard-earned capital.

There’s a kink in the flow of credit.

It’s a simple matter of supply-demand. Borrowers and developers who are tired of waiting for bank approvals while they miss out on deals or bleed money into their projects. And as finding reliable yield with limited risk is getting harder to find, investors are looking to alternative options.

AltX connects property-backed borrowers and developers with private investors who have capital ready to invest, through private real estate debt.

It offers the best of both worlds for those investors – regular, monthly returns with minimal downside risk as their investment is backed by a first mortgage. The beauty is in the asset’s stability – if it needs to be sold, the money from the sale will be paid to the first mortgagee as a priority.

Your seat at the real estate debt table

Traditionally private real estate debt was a bit like a private club. You needed to know people to get in. But we have made it accessible to wholesale investors who are looking for somewhere to park their capital. Think of it as your opportunity to be the ‘non-bank’ with as little as $50,000. You’ll get consistent returns of between 4% and 8% without significant risk to your capital. And you can access deals daily and jump on opportunities in minutes.

“You take each deal as it comes and see if you feel comfortable with it,” says one of our investors. “AltX pays you interest monthly, so you know that the money you invest will bring regular cashflow.”

Our team goes through a strict assessment process to make sure each deal is solid – from analysing the asset’s strength to looking at the borrower’s experience, income an exit-strategy.

And over the past decade, this process has given us an impeccable track record, returning 100% interest and capital to investors. There’s also an increasingly strong appetite to be part of the action. Since our inception in 2021 we have funded more than 850 loans to the value of $1.85 billion – and currently have over $900 million in investor funds under management.

In a fast-moving market where timing can make all the difference, private lending is straightening out some of the kinks in the credit flow.

To learn more about real estate debt and how to unlock alternative investment opportunities with AltX, visit here.

Amazon. Airbnb. Uber. These companies all have one thing in common. They use technology to simplify parts of our lives – the way we shop, holiday and travel. And now AltX is simplifying the way we invest.

In a fast-moving market, borrowers are finding it harder to work with the banks. At the same time, investors are looking for more reliable returns, without risking their hard-earned capital.

There’s a kink in the flow of credit.

It’s a simple matter of supply-demand. Borrowers and developers who are tired of waiting for bank approvals while they miss out on deals or bleed money into their projects. And as finding reliable yield with limited risk is getting harder to find, investors are looking to alternative options.

AltX connects property-backed borrowers and developers with private investors who have capital ready to invest, through private real estate debt.

It offers the best of both worlds for those investors – regular, monthly returns with minimal downside risk as their investment is backed by a first mortgage. The beauty is in the asset’s stability – if it needs to be sold, the money from the sale will be paid to the first mortgagee as a priority.

Your seat at the real estate debt table

Traditionally private real estate debt was a bit like a private club. You needed to know people to get in. But we have made it accessible to wholesale investors who are looking for somewhere to park their capital. Think of it as your opportunity to be the ‘non-bank’ with as little as $50,000. You’ll get consistent returns of between 4% and 8% without significant risk to your capital. And you can access deals daily and jump on opportunities in minutes.

“You take each deal as it comes and see if you feel comfortable with it,” says one of our investors. “AltX pays you interest monthly, so you know that the money you invest will bring regular cashflow.”

Our team goes through a strict assessment process to make sure each deal is solid – from analysing the asset’s strength to looking at the borrower’s experience, income an exit-strategy.

And over the past decade, this process has given us an impeccable track record, returning 100% interest and capital to investors. There’s also an increasingly strong appetite to be part of the action. Since our inception in 2021 we have funded more than 850 loans to the value of $1.85 billion – and currently have over $900 million in investor funds under management.

In a fast-moving market where timing can make all the difference, private lending is straightening out some of the kinks in the credit flow.

To learn more about real estate debt and how to unlock alternative investment opportunities with AltX, visit here.

Amazon. Airbnb. Uber. These companies all have one thing in common. They use technology to simplify parts of our lives – the way we shop, holiday and travel. And now AltX is simplifying the way we invest.

In a fast-moving market, borrowers are finding it harder to work with the banks. At the same time, investors are looking for more reliable returns, without risking their hard-earned capital.

There’s a kink in the flow of credit.

It’s a simple matter of supply-demand. Borrowers and developers who are tired of waiting for bank approvals while they miss out on deals or bleed money into their projects. And as finding reliable yield with limited risk is getting harder to find, investors are looking to alternative options.

AltX connects property-backed borrowers and developers with private investors who have capital ready to invest, through private real estate debt.

It offers the best of both worlds for those investors – regular, monthly returns with minimal downside risk as their investment is backed by a first mortgage. The beauty is in the asset’s stability – if it needs to be sold, the money from the sale will be paid to the first mortgagee as a priority.

Your seat at the real estate debt table

Traditionally private real estate debt was a bit like a private club. You needed to know people to get in. But we have made it accessible to wholesale investors who are looking for somewhere to park their capital. Think of it as your opportunity to be the ‘non-bank’ with as little as $50,000. You’ll get consistent returns of between 4% and 8% without significant risk to your capital. And you can access deals daily and jump on opportunities in minutes.

“You take each deal as it comes and see if you feel comfortable with it,” says one of our investors. “AltX pays you interest monthly, so you know that the money you invest will bring regular cashflow.”

Our team goes through a strict assessment process to make sure each deal is solid – from analysing the asset’s strength to looking at the borrower’s experience, income an exit-strategy.

And over the past decade, this process has given us an impeccable track record, returning 100% interest and capital to investors. There’s also an increasingly strong appetite to be part of the action. Since our inception in 2021 we have funded more than 850 loans to the value of $1.85 billion – and currently have over $900 million in investor funds under management.

In a fast-moving market where timing can make all the difference, private lending is straightening out some of the kinks in the credit flow.

To learn more about real estate debt and how to unlock alternative investment opportunities with AltX, visit here.

Amazon. Airbnb. Uber. These companies all have one thing in common. They use technology to simplify parts of our lives – the way we shop, holiday and travel. And now AltX is simplifying the way we invest.

In a fast-moving market, borrowers are finding it harder to work with the banks. At the same time, investors are looking for more reliable returns, without risking their hard-earned capital.

There’s a kink in the flow of credit.

It’s a simple matter of supply-demand. Borrowers and developers who are tired of waiting for bank approvals while they miss out on deals or bleed money into their projects. And as finding reliable yield with limited risk is getting harder to find, investors are looking to alternative options.

AltX connects property-backed borrowers and developers with private investors who have capital ready to invest, through private real estate debt.

It offers the best of both worlds for those investors – regular, monthly returns with minimal downside risk as their investment is backed by a first mortgage. The beauty is in the asset’s stability – if it needs to be sold, the money from the sale will be paid to the first mortgagee as a priority.

Your seat at the real estate debt table

Traditionally private real estate debt was a bit like a private club. You needed to know people to get in. But we have made it accessible to wholesale investors who are looking for somewhere to park their capital. Think of it as your opportunity to be the ‘non-bank’ with as little as $50,000. You’ll get consistent returns of between 4% and 8% without significant risk to your capital. And you can access deals daily and jump on opportunities in minutes.

“You take each deal as it comes and see if you feel comfortable with it,” says one of our investors. “AltX pays you interest monthly, so you know that the money you invest will bring regular cashflow.”

Our team goes through a strict assessment process to make sure each deal is solid – from analysing the asset’s strength to looking at the borrower’s experience, income an exit-strategy.

And over the past decade, this process has given us an impeccable track record, returning 100% interest and capital to investors. There’s also an increasingly strong appetite to be part of the action. Since our inception in 2021 we have funded more than 850 loans to the value of $1.85 billion – and currently have over $900 million in investor funds under management.

In a fast-moving market where timing can make all the difference, private lending is straightening out some of the kinks in the credit flow.

To learn more about real estate debt and how to unlock alternative investment opportunities with AltX, visit here.

Get in Touch

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN: 618 796 115, AR no: 1270087), is an authorised representative of AltX Funds Management Pty Ltd (ACN: 113 502 604, AFSL no: 291314). The information on this website has been prepared for accredited wholesale clients – only who are interested in learning about the different products they can access via AltX. This information is factual information only. Any displays of potential investments are for example purposes only, and may not actually be available to investors. It does not take into account any of your personal objectives, circumstances or needs and does not constitute financial advice. Choosing an investment is an important decision and, before making any investment decision, you should consider obtaining financial advice, always read the disclosure documents as listed against every deal on the AltX investment platform and understand the associated risks as explained as on the AltX investment platform. 

Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only, and may not actually be available to investors.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities.

AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority, and investing in AltX products is not the same as depositing money in a term deposit offered by a bank.

© 2024

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN: 618 796 115, AR no: 1270087), is an authorised representative of AltX Funds Management Pty Ltd (ACN: 113 502 604, AFSL no: 291314). The information on this website has been prepared for accredited wholesale clients – only who are interested in learning about the different products they can access via AltX. This information is factual information only. Any displays of potential investments are for example purposes only, and may not actually be available to investors. It does not take into account any of your personal objectives, circumstances or needs and does not constitute financial advice. Choosing an investment is an important decision and, before making any investment decision, you should consider obtaining financial advice, always read the disclosure documents as listed against every deal on the AltX investment platform and understand the associated risks as explained as on the AltX investment platform. 

Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only, and may not actually be available to investors.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities.

AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority, and investing in AltX products is not the same as depositing money in a term deposit offered by a bank.

© 2024

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN: 618 796 115, AR no: 1270087), is an authorised representative of AltX Funds Management Pty Ltd (ACN: 113 502 604, AFSL no: 291314). The information on this website has been prepared for accredited wholesale clients – only who are interested in learning about the different products they can access via AltX. This information is factual information only. Any displays of potential investments are for example purposes only, and may not actually be available to investors. It does not take into account any of your personal objectives, circumstances or needs and does not constitute financial advice. Choosing an investment is an important decision and, before making any investment decision, you should consider obtaining financial advice, always read the disclosure documents as listed against every deal on the AltX investment platform and understand the associated risks as explained as on the AltX investment platform. 

Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only, and may not actually be available to investors.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities.

AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority, and investing in AltX products is not the same as depositing money in a term deposit offered by a bank.

© 2024

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN: 618 796 115, AR no: 1270087), is an authorised representative of AltX Funds Management Pty Ltd (ACN: 113 502 604, AFSL no: 291314). The information on this website has been prepared for accredited wholesale clients – only who are interested in learning about the different products they can access via AltX. This information is factual information only. Any displays of potential investments are for example purposes only, and may not actually be available to investors. It does not take into account any of your personal objectives, circumstances or needs and does not constitute financial advice. Choosing an investment is an important decision and, before making any investment decision, you should consider obtaining financial advice, always read the disclosure documents as listed against every deal on the AltX investment platform and understand the associated risks as explained as on the AltX investment platform. 

Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only, and may not actually be available to investors.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities.

AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority, and investing in AltX products is not the same as depositing money in a term deposit offered by a bank.

© 2024

AltX Funds Management Pty Ltd