AltX Credit Fund

AltX Credit Fund

Diversified Exposure

1st Mortgage Security

Interest Paid Monthly

5.85% - 12.80% p.a.*

5.85% - 12.80% p.a.*

*Range of Target Investor Returns

Explore the AltX Credit Fund

Explore the
AltX Credit Fund

5.85% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Monthly

5.85% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Monthly

5.85% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Monthly

5.85% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Monthly

8.34% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Quarterly

8.34% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Quarterly

8.34% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Quarterly

8.34% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Quarterly

8.71% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Semi-Annual

8.71% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Semi-Annual

8.71% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Semi-Annual

8.71% p.a.*

Diversified Exposure

Diversified 1st Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Semi-Annual

9.96% p.a.*

Diversified Exposure

Diversified 1st and 2nd Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Semi-Annual

9.96% p.a.*

Diversified Exposure

Diversified 1st and 2nd Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Semi-Annual

9.96% p.a.*

Diversified Exposure

Diversified 1st and 2nd Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Semi-Annual

9.96% p.a.*

Diversified Exposure

Diversified 1st and 2nd Mortgage Loans

Minimum Investment

AUD $50,000

Redemptions

Semi-Annual

9.85% p.a.*

Diversified Exposure

Diversified 1st Mortgage Construction Loans

Minimum Investment

AUD $50,000

Redemptions

N/A

9.85% p.a.*

Diversified Exposure

Diversified 1st Mortgage Construction Loans

Minimum Investment

AUD $50,000

Redemptions

N/A

9.85% p.a.*

Diversified Exposure

Diversified 1st Mortgage Construction Loans

Minimum Investment

AUD $50,000

Redemptions

N/A

9.85% p.a.*

Diversified Exposure

Diversified 1st Mortgage Construction Loans

Minimum Investment

AUD $50,000

Redemptions

N/A

12.80% p.a.*

Diversified Exposure

Credit Opportunities

Minimum Investment

AUD $500,000

Redemptions

Annual

12.80% p.a.*

Diversified Exposure

Credit Opportunities

Minimum Investment

AUD $500,000

Redemptions

Annual

12.80% p.a.*

Diversified Exposure

Credit Opportunities

Minimum Investment

AUD $500,000

Redemptions

Annual

12.80% p.a.*

Diversified Exposure

Credit Opportunities

Minimum Investment

AUD $500,000

Redemptions

Annual

Rating Reports

In May 2024, Evergreen Ratings Pty Ltd (Evergreen Ratings) reviewed the AltX Credit Fund and rated it as Commended*.


In June 2024, Independent Investment Research (IIR) assigned the AltX Credit Fund a Recommended rating**.

*Evergreen Ratings Pty Ltd (ABN 91 643 905 257) (‘Evergreen Ratings’) is Authorised Representative 001283552 of Evergreen Fund Managers Pty Ltd trading as Evergreen Consultants (ABN 75 602 703 202, AFSL 486275). The group of companies is known as ‘Evergreen’. Evergreen is authorised to provide general advice to wholesale clients only. The report is only available to wholesale clients. 

**This publication has been prepared by Independent Investment Research (Aust) Pty Limited trading as Independent Investment Research (“IIR”) (ABN 11 152 172 079), a corporate authorised representative of Australian Financial Services Licensee (AFSL no. 410381. IIR has been commissioned to prepare this independent research report (the “Report”) and will receive fees for its preparation.

Compare our offerings

Our Credit Fund offers investors the choice of six discrete share classes, each with defined return targets, investment guidelines and liquidity features.

Credit Fund
Open-ended
1st Mortgages
Junior Notes
Second Mortgages
Construction Loans
Subscriptions
Redemptions
Notice Period
Lock-Up
Max LVR Residential
Max LVR Commercial
Max LVR Land
Max LVR Construction

Class A

Liquidity

Class B

Short Term

Class C

Senior Debt

Class D

Diversified

Class E

Construction

Class F

Credit
Opportunities

Daily

Daily

Daily

Daily

Daily

Daily

Monthly

Quarterly

Semi-annual

Semi-annual

N/A

Annual

30 days

Six months

Six months

Six months

N/A

12 months

N/A

N/A

12 months

12 months

N/A

Two years

75%

75%

75%

80%

70%

80%

65%

65%

65%

75%

70%

75%

55%

55%

55%

65%

N/A

65%

N/A

60%

70%

80%

70%

80%

Register your interest

To learn more about our wholesale investment opportunities, please complete your details below and an Investor Relations team member will be in contact.

*Target Investor Return per annum. The Target Investor Return is not guaranteed by the Trustee, the Manager or any other AltX Entity.


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Frequently asked
questions

Frequently asked
questions

Who can invest with AltX?

How do I diversify my portfolio?

How is AltX different from a mortgage or income fund?

What are the minimum and maximum investment amounts?

Who can invest with AltX?

How do I diversify my portfolio?

How is AltX different from a mortgage or income fund?

What are the minimum and maximum investment amounts?

Who can invest with AltX?

How do I diversify my portfolio?

How is AltX different from a mortgage or income fund?

What are the minimum and maximum investment amounts?

Who can invest with AltX?

How do I diversify my portfolio?

How is AltX different from a mortgage or income fund?

What are the minimum and maximum investment amounts?

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN: 618 796 115, AR no: 1270087), is an authorised representative of AltX Funds Management Pty Ltd (ACN: 113 502 604, AFSL no: 291314). The information on this website has been prepared for accredited wholesale clients – only who are interested in learning about the different products they can access via AltX. This information is factual information only. Any displays of potential investments are for example purposes only, and may not actually be available to investors. It does not take into account any of your personal objectives, circumstances or needs and does not constitute financial advice. Choosing an investment is an important decision and, before making any investment decision, you should consider obtaining financial advice, always read the disclosure documents as listed against every deal on the AltX investment platform and understand the associated risks as explained as on the AltX investment platform. 

Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only, and may not actually be available to investors.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities.

AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority, and investing in AltX products is not the same as depositing money in a term deposit offered by a bank.

© 2024

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN: 618 796 115, AR no: 1270087), is an authorised representative of AltX Funds Management Pty Ltd (ACN: 113 502 604, AFSL no: 291314). The information on this website has been prepared for accredited wholesale clients – only who are interested in learning about the different products they can access via AltX. This information is factual information only. Any displays of potential investments are for example purposes only, and may not actually be available to investors. It does not take into account any of your personal objectives, circumstances or needs and does not constitute financial advice. Choosing an investment is an important decision and, before making any investment decision, you should consider obtaining financial advice, always read the disclosure documents as listed against every deal on the AltX investment platform and understand the associated risks as explained as on the AltX investment platform. 

Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only, and may not actually be available to investors.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities.

AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority, and investing in AltX products is not the same as depositing money in a term deposit offered by a bank.

© 2024

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN: 618 796 115, AR no: 1270087), is an authorised representative of AltX Funds Management Pty Ltd (ACN: 113 502 604, AFSL no: 291314). The information on this website has been prepared for accredited wholesale clients – only who are interested in learning about the different products they can access via AltX. This information is factual information only. Any displays of potential investments are for example purposes only, and may not actually be available to investors. It does not take into account any of your personal objectives, circumstances or needs and does not constitute financial advice. Choosing an investment is an important decision and, before making any investment decision, you should consider obtaining financial advice, always read the disclosure documents as listed against every deal on the AltX investment platform and understand the associated risks as explained as on the AltX investment platform. 

Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only, and may not actually be available to investors.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities.

AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority, and investing in AltX products is not the same as depositing money in a term deposit offered by a bank.

© 2024

AltX Funds Management Pty Ltd

AltX is an online investment platform offering alternative income – generating investments, delivered seamlessly.

Disclaimers

AltX Pty Ltd (ACN: 618 796 115, AR no: 1270087), is an authorised representative of AltX Funds Management Pty Ltd (ACN: 113 502 604, AFSL no: 291314). The information on this website has been prepared for accredited wholesale clients – only who are interested in learning about the different products they can access via AltX. This information is factual information only. Any displays of potential investments are for example purposes only, and may not actually be available to investors. It does not take into account any of your personal objectives, circumstances or needs and does not constitute financial advice. Choosing an investment is an important decision and, before making any investment decision, you should consider obtaining financial advice, always read the disclosure documents as listed against every deal on the AltX investment platform and understand the associated risks as explained as on the AltX investment platform. 

Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only, and may not actually be available to investors.

The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities.

AltX Pty Ltd is not a bank and is not regulated by the Australian Prudential Regulation Authority, and investing in AltX products is not the same as depositing money in a term deposit offered by a bank.

© 2024

AltX Funds Management Pty Ltd